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Terms of Use

ICRD Group Website Terms and Conditions of Use. Effective date: March 1, 2025.

ICRD Group Website Terms and Conditions of Use

Effective date: March 1, 2025

Thank you for visiting the ICRD Group website (the "Site"), which is owned and operated by ICRD Group Holdings. You should not access or use this Site until you have carefully read and agreed to these terms and conditions of use (the "Terms"). By using this Site, you agree to these Terms. If you do not agree to these Terms, you may not further access or use the Site.

You should check the Site and these Terms periodically for modifications. ICRD Group Holdings may modify the Site and/or the Terms from time to time without notice to you. If ICRD Group Holdings makes material changes to the Terms, we will post the revised Terms and the revised effective date on this Site and/or provide notice by some other means. By using the Site following any modifications to the Terms, you agree to be bound by these Terms as modified. These Terms supersede all previous notices or statements regarding our terms and conditions of use with respect to this Site.

Use of this Site

ICRD Group Holdings provides you with access to and use of the Site subject to your compliance with the Terms. By using this Site, or submitting information through this Site, you represent that you are at least 18 years of age. If you are not at least 18 years of age, you may not use this Site without the express consent of an adult.

We control and operate the Site from our offices and operational locations. We do not represent that materials on the Site are appropriate or available for use in all locations. Persons who choose to access and use the Site from other locations do so on their own initiative and are responsible for compliance with local laws, if and to the extent local laws are applicable. You agree to comply with all applicable laws, rules, and regulations in connection with your use of the Site.

Prohibited Uses

The Site may be used only for lawful purposes. You are responsible for your own communications, including the upload, transmission, and posting of information, and are responsible for the consequences of your posting on or through the Site. ICRD Group Holdings specifically prohibits any use of the Site for:

  • Posting information that is incomplete, false, inaccurate, or not your own.
  • Posting trade secrets or material that is copyrighted or otherwise owned by a third party unless you have a valid license from the owner permitting you to post it.
  • Posting material that infringes any intellectual property, privacy, or publicity right of another.
  • Impersonating another person.
  • Engaging in or encouraging conduct that would constitute a criminal offense, give rise to civil liability, violate applicable law, or fail to comply with accepted internet protocol.
  • Transmitting or transferring information or software derived from the Site in violation of applicable export control laws.
  • Scraping or crawling any portion of the Site through manual or automated means.

You are prohibited from violating or attempting to violate the security of the Site or ICRD Group Holdings' systems or network security, including accessing data not intended for Site users, gaining unauthorized access to an account or server, probing or testing system vulnerability, interfering with Site function, submitting a virus, overloading, flooding, mailbombing, crashing, sending unsolicited email, or forging TCP/IP packet headers. Violations may result in civil or criminal liability.

Privacy Policy; User Information Not Confidential

In the course of your use of the Site, you may provide certain information to us. ICRD Group Holdings also collects information during your visit to the Site through automatic data collection tools, including cookies, such as your IP address and clickstream behavior. ICRD Group Holdings' use of information you provide via the Site is governed by these Terms and our Privacy Policy. We urge you to read our Privacy Policy.

You acknowledge and agree that you are solely responsible for the accuracy and content of such information. ICRD Group Holdings does not agree to any obligation of confidentiality, non-use, or non-disclosure with respect to information submitted to ICRD Group Holdings, or to review or return any information provided to ICRD Group Holdings, except as expressly set forth in the Privacy Policy. Do not provide any information that you consider proprietary, a trade secret, or confidential. In no event shall ICRD Group Holdings be limited in, or restricted from, the pursuit of any opportunities, either alone or with third parties, as a result of ICRD Group Holdings' receipt of information provided by you.

ICRD Group Proprietary Rights

The Site, including all of its contents, such as text, images, audio, and the HTML used to generate the pages ("Content"), is the property of ICRD Group Holdings or its suppliers or licensors and is protected by patent, trademark, and/or copyright laws. Except as otherwise provided, you may not use, download, upload, copy, print, display, perform, reproduce, publish, modify, prepare derivative works from, delete, add to, license, post, transmit, or distribute any Content from this Site in whole or in part for any public or commercial purpose without the specific written permission of ICRD Group Holdings.

ICRD Group Holdings grants you a personal, non-exclusive, non-transferable license to access the Site and use information and services available on the Site solely for personal, internal, and non-commercial purposes. Use of the Site does not grant you a license to any Content, features, or materials you may access on the Site.

Except with respect to personal information subject to the ICRD Group Holdings Privacy Policy, you grant to ICRD Group Holdings a non-exclusive, perpetual, sublicensable, irrevocable, worldwide, royalty-free license to use any content you post on the Site for any purpose, subject to these Terms. ICRD Group Holdings is the owner and/or authorized user of trademarks, registered trademarks, and service marks appearing on the Site. Without ICRD Group Holdings' prior permission, you agree not to display or use ICRD Group marks in any manner.

Links from and to the Site

Express written consent must be granted by ICRD Group Holdings for any type of link to the Site. ICRD Group Holdings reserves the right, at its discretion at any time, to deny any request, rescind any permission granted, and require termination of any link to the Site.

You may be able to link to third-party websites ("Linked Sites") from the Site. Linked Sites are not reviewed, controlled, or examined by ICRD Group Holdings, and ICRD Group Holdings is not responsible for the content, availability, advertising, products, information, use of user information, or other materials of Linked Sites or links contained therein. These links do not imply endorsement of or association with the Linked Sites, even if ICRD Group Holdings has a business, advisory, investment, or partnership relationship with the third-party business that controls such Linked Site. ICRD Group Holdings shall not be liable for any loss or damage arising from or occasioned by the creation or use of Linked Sites or information or materials accessed through them.

Disclaimer of Warranties

THE SITE, INCLUDING ALL CONTENT, FUNCTIONS, MATERIALS, AND SERVICES, IS PROVIDED "AS IS," WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING ANY WARRANTY FOR INFORMATION, DATA, DATA PROCESSING SERVICES, UNINTERRUPTED ACCESS, AVAILABILITY, ACCURACY, COMPLETENESS, USEFULNESS, TITLE, NON-INFRINGEMENT, MERCHANTABILITY, OR FITNESS FOR A PARTICULAR PURPOSE.

ICRD GROUP HOLDINGS DOES NOT WARRANT THAT THE SITE OR THE FUNCTIONS, CONTENT, OR SERVICES MADE AVAILABLE THROUGH IT WILL BE TIMELY, SECURE, UNINTERRUPTED, OR ERROR FREE, OR THAT DEFECTS WILL BE CORRECTED. ICRD GROUP HOLDINGS MAKES NO WARRANTY THAT THE SITE WILL MEET USERS' EXPECTATIONS OR REQUIREMENTS. NO ADVICE, RESULTS, INFORMATION, OR MATERIALS, WHETHER ORAL OR WRITTEN, OBTAINED THROUGH THE SITE SHALL CREATE ANY WARRANTY NOT EXPRESSLY MADE HEREIN. IF YOU ARE NOT SATISFIED WITH THE SITE, YOUR SOLE REMEDY IS TO DISCONTINUE USING THE SITE. YOU SHOULD NOT CONSTRUE THE CONTENTS OF THIS SITE AS LEGAL, TAX, INVESTMENT, OR PROFESSIONAL ADVICE, OR AS ANY SOLICITATION TO INVEST IN ANY FUND, COMPANY, OR TRANSACTION.

Limitation of Liability and Indemnity

TO THE GREATEST EXTENT PERMITTED UNDER APPLICABLE LAW, ICRD GROUP HOLDINGS, ITS AFFILIATES, AND THEIR RESPECTIVE DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, CONTENT PROVIDERS, AND SERVICE PROVIDERS SHALL NOT BE LIABLE FOR ANY INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES ARISING FROM OR RELATED TO THE USE OF, OR INABILITY TO USE, THE SITE OR THE CONTENT, MATERIALS, AND FUNCTIONS RELATED THERETO, INCLUDING LOSS OF REVENUE, ANTICIPATED PROFITS, BUSINESS, DATA, SALES, OR COST OF SUBSTITUTE SERVICES, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

IN NO EVENT SHALL THE TOTAL LIABILITY OF ICRD GROUP HOLDINGS TO YOU FOR ALL DAMAGES, LOSSES, AND CAUSES OF ACTION ARISING FROM THESE TERMS OR YOUR USE OF THE SITE EXCEED R1,000 (ONE THOUSAND SOUTH AFRICAN RAND). SOME JURISDICTIONS DO NOT ALLOW LIMITATION OR EXCLUSION OF LIABILITY, SO SOME LIMITATIONS MAY NOT APPLY TO YOU.

You agree to defend, indemnify, and hold ICRD Group Holdings, its directors, officers, employees, agents, and affiliates harmless from any and all claims, liabilities, damages, costs, and expenses, including reasonable attorneys' fees, arising from, related to, or in connection with your use of the Site, your violation of these Terms, or your posting or transmission of materials on or through the Site, including any third-party claim that information or materials you provide infringe a third-party proprietary right.

General Information

These Terms and your use of the Site are governed by the laws of the Republic of South Africa, without regard to conflict-of-law principles. You agree that the courts of the Republic of South Africa shall have jurisdiction over any dispute arising from or related to these Terms or your use of the Site. Your use of the Site may also be subject to applicable local, national, and international laws.

The section titles in these Terms are for convenience only and have no legal or contractual effect. Any claim or cause of action you may have with respect to ICRD Group Holdings or the Site must be commenced within one year after the claim or cause of action arose.

The failure of ICRD Group Holdings to exercise or enforce any right or provision of these Terms shall not constitute a waiver of such right or provision. If any provision of these Terms is found invalid by a court of competent jurisdiction, the parties nevertheless agree that the court should endeavour to give effect to the parties' intentions as reflected in the provision, and the other provisions remain in full force and effect.

You may not assign these Terms or any of your rights or obligations under these Terms without ICRD Group Holdings' express written consent. These Terms inure to the benefit of ICRD Group Holdings' successors, assigns, and licensees. These Terms constitute the entire agreement between you and ICRD Group Holdings and govern your use of the Site, superseding any prior agreements. You may also be subject to additional terms and conditions applicable to certain parts of the Site.

Africa 2 Sherborne Road
Parktown 2193
South Africa
Global Partnerships Müligass 7
6130 Willisau
Switzerland

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